Stress-Free Auto Loans in Utah Do Exist!

Few people light up when you mention the words financing, car loan or lease. Are we right?

While we won't say our dedicated, people-first approach in Utah has changed that. We will say it's saved thousands upon thousands of people from undo stress.

Just as our tagline says, Larry H. Miller Dealerships are Driven by You®. This means that your happiness is our bottom line. And from our experience, consumer satisfaction relies heavily on transparency; open/honest communication; flexibility; and time? time to understand where you are in life and where you hope to be in five years, and make it part of the equation. At Larry H. Miller Dealerships, near Salt Lake City, there is no one-size-fits all car loan.

Are you buying a new Chevy, Chrysler, Dodge, Jeep, RAM, Ford, Lincoln, Honda, Mercedes-Benz, Toyota or used car? Are you still in college? Are you a veteran? Are you approaching retirement?. . .These are all important variables to consider. And we do.

Should I Lease Instead of Taking Out a Car Loan?

Ultimately, that's a question you'll have to answer. But, Larry H. Miller Dealerships are here to give you the facts you need to make a decision with which you're satisfied in the short and long terms.

Pros of leasing:

  • Low down payment
  • Low monthly payment
  • Easy turnover

Cons of leasing:

  • Fails to establish equity
  • Additional cost for exiting lease agreement early
  • Additional cost for miles driven beyond terms as well as any damage beyond normal wear and tear
  • Gap in normal insurance coverage (A car's market value might not cover remainder of lease.)

Don't let bad credit, no credit, bankruptcy, even divorce keep you from getting the auto loan you need. Get back on the road at Loan Zone Utah with our fast and easy three-step process.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.