UNDERSTANDING CREDIT: HOW TO GET FINANCED.
There are many factors that come into play when a creditor makes a decision on whether or not to give you a loan for purchasing a vehicle. The four top reasons are: Application Information, Credit History, Down Payment, and Vehicle Selection.
Application Information:
Information you provide such as employment, residence and income information.
Credit History:
Information of all other credit in your credit file.
Down Payment:
The amount of money you are putting toward the vehicle or the total value of your trade.
Vehicle Selection:
The year, cost, and the mileage on a vehicle.
Your budget is the most important thing when buying a car and getting approved for finance. This includes how much you make to how much you pay already in bills. Also, having a nice down payment will increase the chance of better rates and monthly payment.
Click on a brand to find a local dealership and access its Financing Application for your dream vehicle.
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